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SEVA DIRECTORY
WELFARE DOMAIN CATEGORY

Government Schemes for Businesses

The Government of India, primarily through the Ministry of Micro, Small and Medium Enterprises (MoMSME) and the Department for Promotion of Industry and Internal Trade (DPIIT), operates multiple flagship schemes to empower entrepreneurs, foster domestic manufacturing, and provide debt-free credit backing.

Independent Directory Notice

SEVA is an independent information directory and is not affiliated with or operated by the Government of India or any government department. Scheme eligibility, benefits, deadlines and application requirements may change. Always verify information through the relevant official government source before applying.

Key Subsidy & Assistance Highlights

  • ●15% to 35% Capital Subsidies on manufacturing & service units (PMEGP)
  • ●Up to ₹5 Crore Collateral-Free Credit Guarantee cover (CGTMSE)
  • ●Up to ₹50 Lakhs early-stage seed funding & grants for DPIIT startups (SISFS)
  • ●Up to 80% subsidy on international quality and sustainable certification (ZED)

Eligible Beneficiaries Overview

  • Proprietors and individual entrepreneurs (18+ years)
  • Registered Micro and Small Enterprises with valid Udyam Registration
  • DPIIT-recognized Startups incorporated under 2 years
  • Self Help Groups (SHGs) and Producer Co-operatives

Verified Schemes in this Category (4)

Ministry of Micro, Small and Medium Enterprises (MoMSME)

Prime Minister Employment Generation Programme (PMEGP)

The Prime Minister Employment Generation Programme (PMEGP) is a premier credit-linked subsidy initiative launched by the Government of India to generate sustainable self-employment opportunities across manufacturing and service sectors in rural and urban areas.

Financial Benefit15% to 35% Capital Subsidy on project costs up to ₹50 Lakhs for Manufacturing and ₹20 Lakhs for Service units.
View full scheme guide and eligibility requirements
Target Beneficiaries
  • ✓Individual Entrepreneurs (18+)
  • ✓Unemployed Youth
  • ✓Women Entrepreneurs
Information last reviewed:March 2026
Ministry of Micro, Small and Medium Enterprises (MoMSME)

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) facilitates third-party collateral-free credit from scheduled commercial banks, NBFCs, and financial institutions to new and existing micro and small enterprises by providing credit guarantee cover up to 85%.

Financial BenefitCollateral-free credit facility up to ₹500 Lakhs (₹5 Crore) with government-backed guarantee cover up to 85% and reduced annual guarantee fees.
View full scheme guide and eligibility requirements
Target Beneficiaries
  • ✓Micro & Small Enterprises
  • ✓Startup Founders
  • ✓Women Entrepreneurs
Information last reviewed:March 2026
Ministry of Commerce and Industry

Startup India Seed Fund Scheme (SISFS)

The Startup India Seed Fund Scheme (SISFS) provides financial assistance to early-stage DPIIT-recognized startups for proof of concept, prototype development, product trials, market-entry commercialization, and initial operational scaling.

Financial BenefitUp to ₹20 Lakhs as a non-dilutive grant for Proof of Concept / Prototyping; Up to ₹50 Lakhs via convertible debentures or debt-linked instruments for commercialization.
View full scheme guide and eligibility requirements
Target Beneficiaries
  • ✓Early-Stage Startups (<2 Years Old)
  • ✓Tech Innovators
  • ✓DPIIT-Recognized Startups
Information last reviewed:March 2026
Ministry of Micro, Small and Medium Enterprises (MoMSME)

MSME Sustainable (ZED) Certification Scheme

The MSME Sustainable (Zero Defect Zero Effect - ZED) Scheme incentivizes manufacturing micro, small, and medium enterprises to adopt world-class quality manufacturing processes while minimizing environmental impact.

Financial BenefitUp to 80% subsidy on certification cost across Bronze, Silver, and Gold levels, plus financial support up to ₹5 Lakhs for handholding and ₹3 Lakhs for technology upgradation.
View full scheme guide and eligibility requirements
Target Beneficiaries
  • ✓Manufacturing Micro Enterprises
  • ✓Manufacturing Small Enterprises
  • ✓Manufacturing Medium Enterprises
Information last reviewed:March 2026
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The definitive independent guide to Indian central & state government welfare schemes, MSME subsidies, and financial grants.

100+ Verified Government Schemes
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