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SEVA DIRECTORY
INDEPENDENT PUBLIC INFORMATION PORTAL

Government Schemes Directory

Find central and state government schemes, subsidies, and welfare programs in India for businesses, MSMEs, farmers, healthcare, energy, and residential communities. Explore structured eligibility requirements, financial assistance summaries, and direct links to official application portals.

Independent Directory Notice

SEVA is an independent information directory and is not affiliated with or operated by the Government of India or any government department. Scheme eligibility, benefits, deadlines and application requirements may change. Always verify information through the relevant official government source (myScheme.gov.in) before applying.

EXPLORE WELFARE DOMAINS

Government Scheme Categories

4 Core Domains
4 Schemes

MSME & Business Support

Credit-linked capital subsidies, collateral-free credit guarantees up to ₹5 Crore, and startup seed grants for micro, small, and medium enterprises across India.

Explore MSME & Business Support
2 Schemes

Solar & Renewable Energy

Direct benefit transfer capital subsidies for residential rooftop solar installations and up to 60% subsidies on agricultural solar water pumps.

Explore Solar & Renewable Energy
2 Schemes

Healthcare & Health Assurance

Cashless and paperless secondary and tertiary hospitalization cover up to ₹5 Lakhs per family across 29,000+ empanelled public and private hospitals.

Explore Healthcare & Health Assurance
2 Schemes

Agriculture & Food Processing

35% to 50% capital subsidies for commercial cold storage infrastructure and 35% subsidies up to ₹10 Lakhs for unorganized micro food processing units.

Explore Agriculture & Food Processing
OFFICIAL CENTRAL APPLICATION HUB

Apply on the Unified National Portal

All welfare, health, solar, and MSME subsidy programs listed in this directory can be verified and directly applied for online via the official Government of India platform.

Visit the official myScheme portal (myScheme.gov.in)
Showing 10 Schemes
businessMinistry of Micro, Small and Medium Enterprises (MoMSME)

Prime Minister Employment Generation Programme (PMEGP)

The Prime Minister Employment Generation Programme (PMEGP) is a premier credit-linked subsidy initiative launched by the Government of India to generate sustainable self-employment opportunities across manufacturing and service sectors in rural and urban areas.

Financial Assistance15% to 35% Capital Subsidy on project costs up to ₹50 Lakhs for Manufacturing and ₹20 Lakhs for Service units.
Eligible EntitiesIndividual Entrepreneurs (18+), Unemployed Youth, Women Entrepreneurs
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Aadhaar Card & PAN Card of Applicant
  • Detailed Project Report (DPR) with cash-flow projections and machinery cost breakdown
  • Educational Qualification Marksheet (Class 8th / 10th / Degree)
  • Caste / Special Category Certificate (for SC/ST/OBC/Ex-Servicemen/PH)
Information last reviewed:March 2026
businessMinistry of Micro, Small and Medium Enterprises (MoMSME)

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) facilitates third-party collateral-free credit from scheduled commercial banks, NBFCs, and financial institutions to new and existing micro and small enterprises by providing credit guarantee cover up to 85%.

Financial AssistanceCollateral-free credit facility up to ₹500 Lakhs (₹5 Crore) with government-backed guarantee cover up to 85% and reduced annual guarantee fees.
Eligible EntitiesMicro & Small Enterprises, Startup Founders, Women Entrepreneurs
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Udyam Registration Certificate (Mandatory)
  • Detailed Project Feasibility Report & Financial Projections (3-5 Years)
  • Audited Financial Statements & ITR Acknowledgements (Last 2-3 Years for existing units)
  • KYC Documents of Directors / Partners / Proprietors (Aadhaar & PAN)
Information last reviewed:March 2026
businessMinistry of Commerce and Industry

Startup India Seed Fund Scheme (SISFS)

The Startup India Seed Fund Scheme (SISFS) provides financial assistance to early-stage DPIIT-recognized startups for proof of concept, prototype development, product trials, market-entry commercialization, and initial operational scaling.

Financial AssistanceUp to ₹20 Lakhs as a non-dilutive grant for Proof of Concept / Prototyping; Up to ₹50 Lakhs via convertible debentures or debt-linked instruments for commercialization.
Eligible EntitiesEarly-Stage Startups (<2 Years Old), Tech Innovators, DPIIT-Recognized Startups
View full scheme guide and eligibility requirements
Required Documents Checklist
  • DPIIT Startup Recognition Certificate
  • Certificate of Incorporation / MCA Registration
  • Pitch Deck outlining problem, technical architecture, and market size
  • Proof of Concept (PoC) outline, wireframes, or working demo link
Information last reviewed:March 2026
businessMinistry of Micro, Small and Medium Enterprises (MoMSME)

MSME Sustainable (ZED) Certification Scheme

The MSME Sustainable (Zero Defect Zero Effect - ZED) Scheme incentivizes manufacturing micro, small, and medium enterprises to adopt world-class quality manufacturing processes while minimizing environmental impact.

Financial AssistanceUp to 80% subsidy on certification cost across Bronze, Silver, and Gold levels, plus financial support up to ₹5 Lakhs for handholding and ₹3 Lakhs for technology upgradation.
Eligible EntitiesManufacturing Micro Enterprises, Manufacturing Small Enterprises, Manufacturing Medium Enterprises
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Udyam Registration Certificate
  • Factory / Unit Electricity Bill or Land Ownership / Lease agreement
  • Self-Assessment Quality & Environmental Checklist
  • Photographs / Geo-tagged images of manufacturing floor and safety setups
Information last reviewed:March 2026
energyMinistry of New and Renewable Energy (MNRE)

PM Surya Ghar: Muft Bijli Yojana

PM Surya Ghar: Muft Bijli Yojana is a flagship national initiative launched by the Government of India with an outlay of ₹75,021 Crore to power 1 Crore residential households across India with rooftop solar installations and provide up to 300 units of free monthly electricity.

Financial AssistanceDirect capital subsidy of ₹30,000 for 1 kW, ₹60,000 for 2 kW, and ₹78,000 for 3 kW and higher residential rooftop solar systems deposited directly into the beneficiary bank account.
Eligible EntitiesIndividual Residential Homeowners, Group Housing Societies (GHS), Resident Welfare Associations (RWAs)
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Recent Electricity Bill (Consumer Number matching applicant address)
  • Aadhaar Card of the electricity consumer
  • Proof of Rooftop Ownership (Property Tax receipt / Sale Deed / Electricity Connection)
  • Bank Passbook / Cancelled Cheque (for Direct Benefit Transfer subsidy credit)
Information last reviewed:March 2026
energyMinistry of New and Renewable Energy (MNRE)

PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan)

PM-KUSUM de-dieselizes India agricultural sector and provides water and energy security to farmers by subsidizing standalone off-grid solar agricultural pumps and solarizing existing grid-connected agricultural tube wells.

Financial AssistanceUp to 60% total subsidy (30% Central Government + 30% State Government) on solar agricultural pumps, with farmers contributing only 10% and the remaining 30% available via bank loan.
Eligible EntitiesIndividual Farmers, Farmer Producer Organizations (FPOs), Water User Associations (WUAs)
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Land Ownership Record (7/12 extract / Khasra / Jamabandi / RoR)
  • Aadhaar Card of the farmer
  • Active Bank Account Details (Passbook copy)
  • Existing Electricity Connection Bill (for Component C grid pump solarization)
Information last reviewed:March 2026
healthMinistry of Health and Family Welfare (MoHFW)

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ayushman Bharat PM-JAY is the world largest government-funded health assurance scheme, providing a health cover of ₹5,00,000 per family per year for secondary and tertiary care hospitalization across more than 29,000 empanelled public and private hospitals in India.

Financial Assistance₹5,00,000 annual cashless and paperless hospitalization health cover per family covering over 1,949 medical and surgical procedures with zero pre-existing disease exclusion.
Eligible EntitiesLow-Income Families (SECC 2011), NFSA Ration Card Holders, Vulnerable Urban & Rural Households
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Aadhaar Card (Mandatory for biometric/OTP e-KYC)
  • Active Ration Card / Family ID document
  • Active Mobile Number linked with Aadhaar
Information last reviewed:March 2026
healthMinistry of Health and Family Welfare (MoHFW)

AB-PMJAY Senior Citizen Universal Healthcare (70+ Years)

The expanded AB-PMJAY Senior Citizen Universal Healthcare scheme provides distinct ₹5,00,000 annual cashless hospitalization coverage to every Indian senior citizen aged 70 years and above, irrespective of their household income, caste, or economic tier.

Financial AssistanceDistinct annual health cover of ₹5,00,000 exclusively for senior citizens aged 70+, which is over and above the existing family PM-JAY cover.
Eligible EntitiesAll Indian Citizens Aged 70+ (Universal), Senior Citizens with Private Insurance, Senior Citizens in Existing PMJAY Families
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Aadhaar Card (Mandatory age and identity document)
  • Mobile Number linked with Aadhaar (for OTP e-KYC)
Information last reviewed:March 2026
agricultureMinistry of Agriculture and Farmers Welfare

Mission for Integrated Development of Horticulture (MIDH) – Cold Chain & Storage

The Mission for Integrated Development of Horticulture (MIDH) provides substantial capital subsidies to farmers, FPOs, and private entrepreneurs to establish cold storages, integrated packhouses, ripening chambers, and cold chain transport infrastructure to minimize post-harvest agricultural losses.

Financial Assistance35% to 50% capital investment subsidy on integrated cold chain infrastructure up to ₹3.50 Crore per project via the National Horticulture Board (NHB).
Eligible EntitiesIndividual Farmers & Grower Groups, Farmer Producer Organizations (FPOs), Agri-Enterprises & Promoters
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Detailed Techno-Economic Feasibility Report (TEFR) prepared by a chartered engineer
  • Bank Loan In-Principle Sanction Letter & Appraisal Note
  • Land Ownership Record (Sale deed / Mutation / Registered 15-year lease)
  • Building Blueprint & Machinery Quotations from accredited refrigeration manufacturers
Information last reviewed:March 2026
agricultureMinistry of Food Processing Industries (MoFPI)

PM Formalisation of Micro Food Processing Enterprises (PMFME)

The PM Formalisation of Micro Food Processing Enterprises (PMFME) scheme provides financial, technical, and business support for the upgradation of existing unorganized micro food processing units and the creation of common infrastructure under the One District One Product (ODOP) framework.

Financial AssistanceCredit-linked capital subsidy of 35% of eligible project costs with a maximum ceiling of ₹10 Lakhs per micro enterprise, plus seed capital of ₹40,000 per SHG member.
Eligible EntitiesExisting Micro Food Processors, SHG Members in Food Processing, Farmer Producer Organizations (FPOs)
View full scheme guide and eligibility requirements
Required Documents Checklist
  • Aadhaar Card and PAN Card of Promoters
  • Udyam Registration Certificate
  • FSSAI Food License or Basic Registration
  • Bank Statement (Last 6 Months)
Information last reviewed:March 2026
HOW SEVA HELPS YOU

How to Discover & Apply for Government Schemes

Navigating government welfare programs should not require complex legal consulting. Follow these 3 simple steps to find your benefits:

01

Search & Filter Schemes

Filter by your business category, farming sector, residential energy need, or healthcare requirement to find programs you qualify for.

02

Check Eligibility & Documents

Review verified checklists for mandatory documents, beneficiary criteria, and disqualification rules before submitting paperwork.

03

Apply on Official Portals

Click direct links to authorized Government of India portals (.gov.in / .nic.in) to complete your application safely.

EDITORIAL STANDARDS & TRUST SIGNALS

Why Verify Scheme Information With Official Sources?

Government circulars and fiscal outlays evolve across fiscal years. SEVA is designed to simplify discovery, but we strongly advise all applicants to verify final submission rules on the parent ministry portal:

Official Ministry Gazettes

Financial allocations, subsidy percentages, and target quotas are cross-referenced against published Ministry gazettes.

Periodic Review Cycles

Every scheme entry is audited on a periodic cycle. We display explicit “Information last reviewed” timestamps on every record.

Zero Intermediary Fees

We never charge fees or act as intermediaries. We route users directly to verified Government of India portals for official submissions.

FREQUENTLY ASKED QUESTIONS

Common Questions About Government Schemes

What are government schemes and subsidies in India?

Government schemes are public assistance initiatives launched by the Central Government of India or State Governments to deliver financial subsidies, credit guarantees, welfare benefits, healthcare coverage, and technical support to individuals, small businesses, farmers, and marginalized communities.

How do I find government schemes I am eligible for?

Use the SEVA search tool to filter schemes by sector (MSME, Agriculture, Energy, Healthcare), beneficiary category (Women, Unemployed Youth, Farmers, Senior Citizens), or specific benefit type. Review the eligibility criteria and required documents on each scheme page before applying.

Where should I verify scheme information before applying?

Always verify guidelines, eligibility criteria, and application forms directly through the designated official government portal (such as kviconline.gov.in for PMEGP, pmsuryaghar.gov.in for solar, or myscheme.gov.in) linked on every SEVA scheme page.

Is SEVA an official Government of India website?

No. SEVA is an independent public information directory. We are not affiliated with or operated by any government ministry. We compile verified guidelines from official gazettes and link users directly to authorized government portals.

How often is the scheme information on SEVA reviewed?

Our editorial team audits scheme parameters periodically against updated ministerial gazettes and notifications. Each scheme page displays an explicit "Information last reviewed" date to maintain transparency.

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Seva Schemes Directory

The definitive independent guide to Indian central & state government welfare schemes, MSME subsidies, and financial grants.

100+ Verified Government Schemes
Subsidy & Eligibility Breakdowns
Direct Official Portal Links
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