PM Surya Ghar: Muft Bijli Yojana
Quick Scheme Parameters
Who is this scheme for?
- ●Individual Residential Homeowners
- ●Group Housing Societies (GHS)
- ●Resident Welfare Associations (RWAs)
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01 // What is PM Surya Ghar Solar Rooftop Scheme? (Overview)
PM Surya Ghar: Muft Bijli Yojana is a flagship national initiative launched by the Government of India with an outlay of ₹75,021 Crore to power 1 Crore residential households across India with rooftop solar installations and provide up to 300 units of free monthly electricity.
Who Can Apply & Eligibility Requirements
- ✓Indian citizens owning a residential house with suitable rooftop space
- ✓Valid domestic grid electricity connection in the applicant name
- ✓Must not have availed any other central financial assistance (CFA) for the same rooftop space
- ✓Must install grid-connected solar panels through DISCOM-empanelled registered vendors
Who is NOT Eligible?
- ✕Commercial, industrial, and institutional buildings (residential only)
- ✕Tenants without property owner authorization and dedicated electricity meters
- ✕Off-grid standalone solar systems without grid-tie net metering
02 // Benefits & Financial Assistance / Subsidy Structure
Direct capital subsidy of ₹30,000 for 1 kW, ₹60,000 for 2 kW, and ₹78,000 for 3 kW and higher residential rooftop solar systems deposited directly into the beneficiary bank account.
| Beneficiary / Project Tier | Government Subsidy / Cover | Key Terms & Conditions |
|---|---|---|
| 1 kW System | ₹30,000 Direct Subsidy | Suitable for households with monthly consumption up to 150 units. Roof area required: ~100 sq.ft. |
| 2 kW System | ₹60,000 Direct Subsidy | Suitable for households consuming 150-300 units per month. Roof area required: ~200 sq.ft. |
| 3 kW & Higher Systems | ₹78,000 Flat Subsidy | Maximum central subsidy cap for residential individual houses. Consuming 300+ units monthly. |
| Group Housing Societies (GHS / RWA) | ₹18,000 per kW (up to 500 kW) | For common area lighting, lifts, and water pumping installations. |
Getting this subsidy? Verify your solar panels, inverters, and BOS components supplier before you pay them.
Subsidy disbursements under PM Surya Ghar: Muft Bijli Yojana frequently get delayed or rejected by nodal banks if a supplier's quotation, GST certificate, bank beneficiary, or invoice details don't match. Cross-check your supplier documentation with AI in 30 seconds before releasing advances.
03 // Required Documents Checklist
04 // How to Apply (Step-by-Step Application Process)
Register on National Solar Portal
Visit pmsuryaghar.gov.in, select your State and DISCOM, enter your Electricity Consumer Account Number and mobile number.
Submit Feasibility Application
Apply for Rooftop Solar and wait for technical feasibility approval from your local DISCOM.
Select Empanelled Vendor & Install
Select a registered vendor in your district, sign the installation agreement, and install ALMM-approved solar panels and inverters.
Net-Meter Installation & Inspection
Vendor applies for net-metering; DISCOM officials inspect the plant and install the bi-directional meter.
Receive Subsidy via DBT
Submit bank account details and commissioning certificate on the portal; subsidy is credited directly into your bank account within 30 days.
05 // Official Government Sources & Application Portals
PM Surya Ghar National Portal
Official central portal for household registration, vendor selection, and subsidy tracking.
myScheme Surya Ghar Directory
National government portal summarizing scheme details.
MNRE Official Website
Ministry of New & Renewable Energy notifications and circulars.
06 // Frequently Asked Questions About PM Surya Ghar Solar Rooftop Scheme
How much does a 3 kW solar rooftop system cost after government subsidy?
A standard 3 kW system typically costs around ₹1,45,000 to ₹1,60,000. With the ₹78,000 direct subsidy, the net out-of-pocket cost for the homeowner is approximately ₹67,000 to ₹82,000, which pays for itself in electricity savings within 2.5 to 3 years.
Are collateral-free bank loans available for installing PM Surya Ghar solar systems?
Yes. Major public and private sector banks (such as SBI, Canara Bank, and PNB) provide collateral-free solar loans at concessional interest rates (~7% per annum) for systems up to 3 kW with zero margin requirement.
What happens to excess electricity generated by the rooftop solar system?
Excess solar electricity is automatically exported to the power grid through the bidirectional net meter, generating bill credits that offset your nighttime grid consumption or result in cash adjustments.
07 // Related Government Schemes
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