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Government Healthcare & Health Assurance Schemes

Administered by the National Health Authority (NHA) under the Ministry of Health and Family Welfare (MoHFW), Ayushman Bharat PM-JAY is the world largest public health insurance initiative, recently expanded to provide universal coverage to all citizens aged 70 and above.

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SEVA is an independent information directory and is not affiliated with or operated by the Government of India or any government department. Scheme eligibility, benefits, deadlines and application requirements may change. Always verify information through the relevant official government source before applying.

Key Subsidy & Assistance Highlights

  • ●₹5,00,000 annual cashless hospitalization cover per family (PM-JAY)
  • ●Exclusive ₹5,00,000 top-up pool for senior citizens aged 70+ regardless of income
  • ●1,949+ medical and surgical procedures covered with zero pre-existing disease waiting periods
  • ●100% national portability across all Indian states and empanelled hospital networks

Eligible Beneficiaries Overview

  • Deprived rural and urban households identified via SECC 2011 criteria
  • Beneficiaries with active NFSA Food Security Ration Cards
  • All Indian senior citizens aged 70+ verified via Aadhaar (Ayushman Vay Vandana Card)
  • No caps on family size, gender, or age

Verified Schemes in this Category (2)

Ministry of Health and Family Welfare (MoHFW)

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ayushman Bharat PM-JAY is the world largest government-funded health assurance scheme, providing a health cover of ₹5,00,000 per family per year for secondary and tertiary care hospitalization across more than 29,000 empanelled public and private hospitals in India.

Financial Benefit₹5,00,000 annual cashless and paperless hospitalization health cover per family covering over 1,949 medical and surgical procedures with zero pre-existing disease exclusion.
Target Beneficiaries
  • ✓Low-Income Families (SECC 2011)
  • ✓NFSA Ration Card Holders
  • ✓Vulnerable Urban & Rural Households
Information last reviewed:March 2026
Ministry of Health and Family Welfare (MoHFW)

AB-PMJAY Senior Citizen Universal Healthcare (70+ Years)

The expanded AB-PMJAY Senior Citizen Universal Healthcare scheme provides distinct ₹5,00,000 annual cashless hospitalization coverage to every Indian senior citizen aged 70 years and above, irrespective of their household income, caste, or economic tier.

Financial BenefitDistinct annual health cover of ₹5,00,000 exclusively for senior citizens aged 70+, which is over and above the existing family PM-JAY cover.
Target Beneficiaries
  • ✓All Indian Citizens Aged 70+ (Universal)
  • ✓Senior Citizens with Private Insurance
  • ✓Senior Citizens in Existing PMJAY Families
Information last reviewed:March 2026
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